Does this ever happen to you? You sit contemplating your life and what it is exactly all about. You are taken back to your past and all the choices that have brought you here and the choices that you have to make on a daily basis. You sincerely intend to make good choices, but when the time comes, you don’t. You want to lose weight, but you eat pizza. You want to save money, but you buy an expensive mobile.
The struggle, here, isn’t really between bad and good, but between your present and future.
Of course, if we are going to talk about the future, one thing is clear – it’s hard to imagine ourselves too far in the future. But what if your future self could talk and have things to tell to your present self? Here’s what your wisdom-full, love-filled self would tell you:
Be Healthy
While most people believe they can only be healthy if they enroll with the most expensive gym, or follow the ketogenic diet, but we say, “not necessarily.” And your future-self will agree as well. All you need is to be healthy, on your own terms. Here’s how:
- Eat everything in proportion, not too much, not too little
- Follow a regular exercise routine that can be performed anyplace – in your living room, or your office
- Don’t drink calories, drink plenty of water
- Make your meal as colorful as possible utilizing an assortment of fruits, vegetable, and grains
- Go through your fridge/cupboards, and get rid of all the junk food
Last but not least, purchase health insurance to financially safeguard against medical emergencies.
Travel to Places You Love
Your future self will definitely stand by this – “don’t get stuck in a rut in your daily life, yearn for something different and exciting.” It’s a good idea to crave for new challenges and new experiences. And what better than “traveling” to accomplish this.
Traveling to unknown places gets you out of your comfort zone and pushes you to your limits. While being exposed to new people, experiences, and places, you discover how resourceful you are, whether it comes to ordering a meal when you don’t speak the local language or finding your way through the bustling city.
All in all, you will be proud of yourself when you overcome these challenges and finish your vacation successfully.
Save And Invest More
It is essential to understand the significance of limiting your expenses and saving money. There are plenty of reasons to begin saving:
- You have funds to manage emergencies
- It makes you financially independent
- You don’t need loans or credit cards for sudden expenses
You may have different reasons to save money, but the exercise will become easier if you have a clear goal for the money you are saving.
Once you begin saving, the next big step is to start investing your money as early as possible. Because, if you remain invested for longer durations, the compounding effect can appreciate your funds exponentially. Here’s how investing can benefit you:
- It helps create wealth
- Ensures that you remain financially independent in your retirement
- Helps achieve all your financial goals – children’s education, buying your dream home, etc.
- Investments offer tax benefits and help save a good amount of tax
Gift Financial Security To Your Loved Ones For A Lifetime
Financial independence of your dear ones is of utmost significance, and you work hard to provide them the same as long as you live. A standout amongst the most significant gifts to guarantee financial security to your family is, therefore, through ‘Term Insurance.’
A term insurance plan helps you fulfill the financial goals of your loved ones through disciplined saving in the form of regular premium payment. It comes with guaranteed protection in the form lumpsum payout in the unfortunate event of your death.
Thus, gifting a term insurance plan can help fund the financial objectives of your loved ones. Most importantly, life insurers today, including Max Life Insurance, offer ample benefits with term insurance plans which include:
- Affordable premiums (1 crore cover at just Rs 563/month*)
- Flexibility to receive payout as monthly income
- Flexibility to increase coverage at major life-stages
- Availability of riders to make your plan more comprehensive
Who You Are In The Future Depends On What You Do Today!
You can carve a bright future for yourself if you act now, not tomorrow or the next month. Act in a way that your future self will wake up every morning knowing that s/he did the right things at different stages of life. Thus, carefully follow the points mentioned above and take note of these wise words of Mahatma Gandhi – “Your future depends on what you do today.”
