The Introduction
You’re driving peacefully across the road when another car rams into you. Now, you know that you weren’t at fault. You also know that the other driver jumped a traffic light, and was probably speeding.
But, does that ensure that your damages will be paid for? Insurance is something that is legally required in most states. However, there is at least 14% of the total population who do not have any insurance.
So, what do you do if you run into an accident with an uninsured driver?
Call The Police
It’s best to just call the police if you run into a major accident. Even if you haven’t suffered through any severe injuries. It’s ideal to have the police around to make sure that no one, even in the other car has sustained physical injuries.
Also, it’s the police who investigate whether or not both parties have insurance. And, it ensures a complete and thorough investigation as well as documentation of the collision.
Call The Emergency Helpline
It takes moments before one recovers from the shock of an accident. These precious minutes can prove vital when it comes to saving someone’s life.
So, it’s sensible to call an emergency helpline to get medical assistance immediately. Generally speaking, a physical injury resulting in bleeding isn’t the eventuality of an accident.
Many times accidents cause head concussions, whiplash, and other cause-delayed symptoms too. Also, this is done not just to make sure you’re ok but to be sure that the other driver is safe too.
Record Every Detail Of The Accident
People experience shock and numbness from a car accident. So, it takes a while to regain one’s mental equilibrium.
However, if you’ve managed to get to police on site, push yourself just a bit more to have as many details related to the accident recorded by the police.
This may seem a waste of time at such a moment, but it does help your case as well as your lawyer, especially if severe injuries are suffered from either parties.
Exchange Information With the Other Driver
It’s very important to exchange information with the other driver. This would include details like your name, name of the insurance company, your contact number, and vehicle registration details. And, if you have the police on site, get the name and badge number of the officer as well.
Get In Touch With Your Insurance Company
Now, here comes the tricky part. Insurance pays for damages that you cause, not the damages you sustained from an uninsured driver. So, what if I’m hit by an uninsured driver?
Don’t worry too much about that. Most insurance companies offer policies that cover uninsured motorists too. Always go for uninsured motorist coverage in your insurance policy. Thus, you’ll have your back covered by the insurance company in an accident with an uninsured driver.
Go Get A Medical Checkup
Many people feel that going for a medical checkup after an accident is a waste of time, especially if there aren’t any evident physical injuries. But, be very careful because many people die due to head concussions after accidents.
The Conclusion
There are times when people are hurt quite severely in an accident. Under such circumstances, your insurance policy will not be enough.
And, you may have to sue the other driver to cover the hospital bills. It’s sensible to get help from the net, just type in car accident lawyer near me, to help you get in touch with a reputable car accident lawyer near you.
