a journey is a search within your soul
On the lines of the above mentioned statement, journey to a foreign land is filled with myriad wonders. The exploration of these wonders demand an extensive research and planning. Every step taken into consideration, assumption of perfect circumstances. However, the real world comes crashing onto our doorsteps, blowing things with unfamiliar circumstances.
To deal with these circumstances, especially in a foreign land requires support and assistance. This support is provided in the form of travel insurance. Comprehensive, covering you under its umbrella of policies.
With the number of travel opportunities on the rise and the many offers flooding the market, travelling isn’t a luxury anymore. Protecting you any your family takes top priority when selecting any such offer or plans.
It should be comprehensive and should cover a number of areas, depending on your needs. Some of the better ones around also cover third party damages under personal liability.
Some countries have a mandatory travel insurance requirement.
These insurance act like an extension to your general insurance and cover you while you enjoy your journey. They are especially important as far as healthcare facilities are concerned. Medical expenses abroad can burn a hole in your pocket, but with a travel insurance and 24/7 helpline support, your costs are reduced by a whole.
Some of the circumstances where a travel insurances becomes your knight in shining armour are:
Medical emergencies
Entering onto foreign soil can be intimidating. The most unavoidable and horrifying experience is getting sick while travelling. Change in temperatures, risky activities, the food, life threatening pre-existing ailments, injuries etc. can turn your trip into a nightmare. Locating a hospital, any emergency evacuation or repatriation of the mortal remains, it’s excruciating, financially as well as mentally.
A comprehensive travel policy covers you in such cases, financially with its coverage and provides support through its 24/7 helpline.
Personal liability
In case of any damage to a third party person or property in any accident, the compensation is provided by the policy holder under a comprehensive travel insurance. This saves you from paying the required expenses under a general insurance which might not be applicable in the country.
A constant support source
Foreign soil can induce vulnerability even in the most simplest of circumstances. The 24/7 helpline option provided by the travel insurer can provide with you with support and solutions. Barriers in local language, loss of passport or baggage, medical emergencies etc. can all bridged by having a system in the shadows.
Cancellations and other requirements
In a situation where you need to cancel your trip due to:
- Medical emergencies
- Death in the family or vicinity
- Bankruptcy
- Flight delays
- Work layoff
Travel insurance covers you in any above mentioned cases, financially.
Traveller type
Depending on the kind of traveller you are, insurance might come in three varieties:
- Single trip for one time travel, doesn’t exceed 6 months
- Multiple travel for frequent travellers, valid for a year generally.
- Family travel or group travel, where instead of buying individual insurances, you can cut costs by buying a group insurance.
Love traveling.
