Any motorcycle lover, rider, or enthusiast will tell you that not every motorcycle is created equal. Knowin this will make a big difference in your decision to purchase a high-cost bike. This is why to most people, purchasing a Harley-Davidson motorcycle is the fulfillment of a motorcycle lover’s lifelong dream. Harley-Davidson has been around since the early 1900s and has a reputation for being an inventor and innovator in the motorcycle industry. You can visit this site to find complete guide on Harley Mapping.
Because the company has a long history and an inventive background, they provide a wide array of choices in motorcycles. So, what should you ask a Harley-Davidson seller before buying your dream bike?
- Ask for a Bill of Sale.
If you go looking for a Harley motorcycle, you should always ask the seller to write you a deal that you can take home, read, and review. If the salesperson is unwilling or reluctant to put the agreement down on paper, you should give that some more attention. You should insist on knowing all the numbers involved, and not just the payment that you need to make monthly.
You should know that there are a lot of people who sell motorcycles that don’t disclose the price, term, and interest rate of your quoted payment. You have the right to be informed with all of these before you sign the deal.
- Ask if there are any hidden fees.
Be on the lookout out for hidden fees. These are various different charges that reflect real costs. Remember to ask for all fees to be shown on your Bill of Sale so they are not hidden.
- Ask if you can get financing.
You should be informed of your deal’s details, including the loan terms. Every financing company controls the terms of their loans… every single one. Some manufacturers offer discounts if you use their finance company. For instance, Honda financing or Harley-davidson motorcycle financing can sometimes give special incentives if you use them.
Your terms should consist of the following:
- Total amount loaned
- Length of the loan
- Interest rate
- Ask for the interest rate.
You should learn about your credit union or bank’s interest before you start looking around. That interest rate is different at each bank or credit union and dealership. There are dealers who will increase your interest rate to make up for the deal that you may be getting.
You may pay less for the motorcycle with a dealership, but you’ll be paying more back over your loan’s lifetime.
- Ask what the loan term is.
You should figure how many months you’ll be paying for your loan. You should remember that the longer your credit will be, the higher your interest will be. If you’re thinking that you will be upgrading your motorcycle within a few years, you should consider getting a shorter term.
- Ask for the literature of Harley-Davidson.
A good seller will give you a copy of the Harley-Davidson literature. Using the literature, you can compare the motorcycle that you want to the bike’s documentation. You can also ask the seller how he/she arrived at the bike’s price and use the documentation to verify whether the final price has been jacked up.
- Ask what hang tags they display.
The Harley-Davidson bike on display should have a hang tag that clearly displays the options and price of the motorcycle. If the seller does not show the hang tag, you may end up getting passed around by sales staff.
- Ask about available incentives.
The dealer and lender may not give you incentives that will be charged to your dealer. For instance, you should make sure that the “free” financing incentive is not going to be placed somewhere else on your deal rather than where you want it.
Rev Your Motors!
Yes, it can be a dream come true to own a Harley-Davidson bike. However, having that dream should never be a reason for you to become blindsided. You should be careful and wary when entering into any financial deal. You don’t want to end up with a great bike but an empty wallet. If you want to purchase something new, especially with Harley-Davidson accessories, do your research. Be smart before you rev your motors up!
Megan Neilsen
Meg is a motorbike and car enthusiast who loves anything vehicle related. She enjoys writing and enjoys riding on her motorbike on the weekend. She has a young family and enjoys life.
